Business Banking Products

We have the right deposit account and cash management products for your business. We will prepare a personalized account analysis and proposal for banking services. Our plan will be customized to meet your specific needs, giving your business a technological edge and enhancing your business banking relationship.

Business Checking Accounts

Account Name

Small Business Checking

Business Checking - Analysis1

Business Checking - NOW 2

Minimum balance to open

$100

$100

$100

Average daily collected balance required to avoid monthly service charge

$2,500

N/A

$1,000

Monthly service charge if average collected balance is not maintained

$10

N/A

$10

Monthly maintenance fee

N/A

$16

N/A

Activity fees

$0.50
for each transaction in excess of 50 transactions (debit, credit or deposited item) per statement cycle

$0.16 per debit
$0.12 per ACH debit
$0.35 per credit
$0.15 per ACH credit
$0.11 per deposited item

$0.50
for each transaction in excess of 50 transactions (debit, credit or deposited item) per statement cycle

1Earnings Credit: The monthly earnings credit rate will be calculated based on local competitive market rates. The rate is applied to the average monthly
investable account balance to determine the monthly earnings credit allowance.

2Eligibility Requirements: Only sole proprietors and non-profit organizations that qualify under IRS code sections 501C (3) through 501C (13) or 501C (19) are eligible.

Account Name

Business Money Market Account3

Business Sweep - Investable4

Minimum balance to open

$100

$100

Average collected balance required to avoid monthly service charge & receive interest

$2,000

N/A

Monthly service charge if minimum collected balance is not maintained

$10

N/A

Monthly maintenance fee

N/A

$56

Activity fees

$10
for each transaction exceeding six per month

$0.16 per debit
$0.12 per ACH debit
$0.35 per credit
$0.15 per ACH credit
$0.11 per deposited item

3Transaction restrictions subject to Federal Regulation

4Earnings Credit: The monthly earnings credit rate will be calculated based on local competitive market rates. The rate is applied to the average monthly
investable account balance to determine the monthly earnings credit allowance