Personal Banking Products

Personal Checking Accounts

Benefits included in all Personal Checking Accounts

  • Unlimited check writing
  • Free Online Banking
  • Free Debit Card
  • Conveniently located ATMs
  • Overdraft Protection

Account Name

Personal Checking Non-Interest BearingPersonal Checking Interest Bearing

Minimum balance to open

$100

$100

Average daily balance to avoid monthly service charge

$500

$1,000

Monthly service charge if average daily balance is not maintained

$6

$10

Service charge for each foreign ATM transaction in excess of 10 per statement cycle

$1

$1

Activity fee for each transaction exceeding six per month

N/A

$10


Personal Savings Accounts

Benefits included in all Personal Savings Accounts

  • Free Online Banking
  • Conveniently located ATMs

Account Name

Personal Savings Account

Personal Money Market

Minimum balance to open

$100

$100

Minimum daily collected balance required to avoid monthly service charge and receive interest

$500

$2,000

Monthly service charge if minimum daily collected balance is not maintained

$5

$10

Activity fee for each transaction over six per month (ATM transactions included)

$2

$10

Service charge for each foreign ATM transaction in excess of 10 per statement cycle

$1

N/A


Certificates of Deposit

  • $1,000 Minimum balance to open

You may decide on maturity from 7 days to 5 years, so you can choose the CD that best fits your needs. There may be a substantial penalty for early withdrawal. Refer to “Early Withdrawal Penalty Disclosure” for details.

Additional Resources Available to our Private Banking Clients